Commercial Truck Insurance Cost
Find affordable insurance rates with MIG
Our partnership with MIG makes it easy to understand your insurance costs and find coverage that fits your budget and your business.
We know that keeping commercial truck insurance affordable is a top priority for carriers and owner-operators. Balancing coverage with cost can feel tricky, but it doesn’t have to be.
That’s why DAT partners with Marquee Insurance Group, to give you access to expert advice and industry insights. You’ll better understand your insurance costs, make informed decisions, and find coverage that’s right for your business.
- Take control of your insurance costs with smart choices
- Know your risks and how to manage them
- Lower your premiums with savings and safety in mind
Take control of your insurance costs with smart choices
Lowering your insurance premiums doesn’t mean sacrificing coverage—it’s all about making the right decisions. That’s where MIG comes in.
We know how quickly insurance costs can add up, especially with all the variables in the trucking industry. Things like your driving record, fleet size, the type of cargo you haul, and your overall risk exposure all play a role in what you pay. Since different policies cover different needs, it’s important to review your coverage regularly.
DAT partners with Marquee Insurance Group to give you access to expert advice and tailored insurance solutions. With A+ rated insurance markets, priority status with national providers, and instant quote options, MIG helps you find the right policy to protect your business.
Know your risks and how to manage them
With the experts at MIG, you’ll get a clear understanding of your risk exposure and the insurance coverage that fits you best.
Knowing the risks your business faces is key. The more you understand about what affects your premiums and coverage, the more control you have to make smart, cost-effective decisions when needed.
MIG’s dedicated team is here to help you navigate the ins and outs of the trucking industry’s risks and insurance needs. From claims support and renewals to account management and customer service, everyone at MIG knows trucking and is ready to provide the guidance and support your business needs to stay protected and thrive.
Lower your premiums with savings and safety in mind
Take advantage of safety-focused programs and tools to help you reduce your premiums.
Insurance providers appreciate carriers who prioritize safety, often offering better rates to those with strong safety records. Plus, having a good safety track record builds trust with shippers and brokers, giving you more opportunities to grow your business. Fewer accidents also mean fewer surprises and less money out of your pocket.
MIG offers free access to an easy-to-use safety monitoring system that helps you track and improve your safety performance. This can help you qualify for more loads, lower your risk of accidents, and reduce your insurance premiums, giving you more peace of mind and more room in your budget.
Several things can impact how much you’ll pay for commercial truck insurance. Your driving record, the number of trucks you own, their value, and the type of cargo you haul all play a role. Where you operate and how much coverage you choose also affect your rates.
For example, hauling hazardous materials or insuring high-value equipment will likely cost more. On the other hand, a clean driving record and solid safety practices can help keep your premiums lower. Understanding these factors can help you find the right balance between coverage and cost.
Liability insurance covers you if you have an accident involving someone else, and you are at fault. It covers damage that occurs to the vehicles or property of others, and injuries to others if anyone is hurt. Comprehensive coverage covers non-collision events, such as fire, natural disasters, theft, or vandalism. If you’re operating in a region with extreme weather or high crime, comprehensive coverage may be a good option for you.
Liability insurance covers you if you’re at fault in an accident that involves someone else. It helps pay for damage to other people’s vehicles or property, and covers medical costs if anyone gets hurt.
Comprehensive insurance, on the other hand, protects you from things that don’t involve a collision. This includes events like theft, vandalism, fire, or damage from natural disasters. If you’re driving in areas with extreme weather or higher crime rates, comprehensive coverage can give you extra peace of mind.
DAT and MIG have teamed up to put truckers first, making it easier for you to get the coverage you need with the support you deserve. As a DAT customer, you’ll get free access to MIG’s safety program, helping you improve your safety record and lower your premiums. Plus, there’s a dedicated customer service line just for DAT clients, so you’ll always have someone ready to help.
MIG also makes managing your insurance simple, with on-demand access to certificates and a hassle-free user experience. We trust MIG to take care of our customers—and we know you’ll feel the same.
Yes, you’ll need different coverage depending on where you operate. If you’re driving within a single state (intrastate), your insurance needs to meet that state’s specific requirements, along with any federal laws that apply—like having liability insurance.
But if you’re crossing state lines (interstate), you’ll likely need extra coverage, such as cargo insurance and physical damage insurance, to stay compliant and fully protected. Making sure you have the right coverage for where you operate keeps you legal, protected, and ready for whatever the road brings.
Save on commercial truck insurance cost with MIG!
Worried about the cost of commercial truck insurance? You don’t have to be. With MIG, a trusted insurance partner of DAT, you’ll get the coverage you need at a price that fits your budget. Ready to see how much you can save? Get your free quote today!