Trucking Insurance
Reliable trucking insurance made simple with DAT partners
Transporting freight comes with inherent risks—damaged or delayed shipments can disrupt your operations. Trucking insurance is designed to protect carriers against these challenges, offering coverage for cargo, liability, and other key areas. That’s why having a reliable trucking insurance partner is essential.
With trucking insurance from DAT’s trusted partners, carriers gain flexible, tailored coverage to safeguard every load and keep their business moving smoothly.
- Get the most coverage from your trucking insurance
- Invest in per-load insurance, and avoid overspending
- Settle trucking insurance claims fast with DAT insurance partners
Get the most coverage from your trucking insurance
Insure a variety of load types with flexible trucking insurance from our partners.
DAT’s trucking insurance partner, Loadsure, provides tailored coverage designed to address the unique risks of the trucking industry. Whether you’re hauling hot shot loads, temperature-sensitive goods like food and medicine, or high-value freight, Loadsure offers protection against unforeseen incidents. Key benefits include rapid claims processing, customizable coverage options up to $2 million, and the flexibility to insure individual loads or entire fleets. With Loadsure, you can minimize downtime, protect your business’s reputation, and ensure peace of mind on every haul.
Invest in per-load insurance and avoid overspending
Per-load trucking insurance helps drivers avoid unnecessary costs and insure the right items.
At DAT, our partners offer per-load insurance—a flexible solution to trucking insurance—that calculates a new rate for each load you transport. Rates are calculated using automated machine learning features that analyze competitive rates based on past trucking insurance data. With per-load trucking insurance, you can insure only the freight that needs to be covered and get rid of your standing cover charges.
Settle trucking insurance claims fast with DAT insurance partners
Get paid as quickly as possible with digital claims and direct settlement payments.
Truckers often haul millions of dollars of freight, and damaged goods need to be repaid by insurers as soon as possible. To avoid delays in settlements, DAT’s insurance partners offer a fast and easy online process for securing insurance for your load from your DAT mobile app. You can submit trucking insurance claims and get paid settlements within minutes, using direct digital communication.
Trucking insurance rates for drivers are determined by various factors, including the type and value of the freight, its associated risks, the driver’s credit history, and the Commercial Driver’s License (CDL) record. For truckers employed by large organizations, annual premiums typically average around $5,000. Independent owner-operators, however, often face higher costs, with annual rates exceeding $10,000. To offer more flexibility, DAT’s trucking insurance partners provide per-load pricing, allowing you to pay only for the coverage you need—eliminating the risk of overpaying with a flat monthly rate.
DAT’s insurance partners provide trucking insurance in all shapes and sizes to meet your unique needs. For large or expensive loads, Loadsure can insure up to $2 million worth of freight—much higher than the average policy for semi truckers, which usually starts below $1 million. With precise insurance estimates based on machine learning, Loadsure offers the best trucking insurance package in the business.
Trucking cargo insurance covers a wide range of components for your transportation business, including the truck, freight, and trailer. Standard trucking insurance policies cover the entirety of your vehicle, which can range from $300,000 to upwards of $1 million based on the size and model of your truck. With a comprehensive trucking insurance team, you can ensure that damage to your trailer is part of your settlement.
All commercial freight operations require specialized trucking insurance. Whether you’re operating a cargo van, box truck, flatbed, car hauler, or semi-truck, your certification mandates the right commercial trucking insurance to stay compliant and protected. Through DAT’s partnership with Loadsure, you can easily access tailored insurance policies directly via DAT One or the DAT One mobile app. Get competitive pricing that matches your risk level and start hauling with confidence, knowing your vehicle and freight are covered.
DAT’s trucking insurance partners provide comprehensive coverage for both your vehicle and your freight. With precise, load-specific pricing, you can trust that your cargo is protected against Acts of God, theft, loading mishaps, transportation damages, and more. Loadsure specializes in offering policies for a variety of unique freight types, including refrigerated goods and hotshot loads, ensuring your most sensitive shipments are safeguarded every step of the way.
Getting commercial cargo insurance is a piece of cake with Loadsure, DAT’s trusted partner in transportation insurance. Truckers can access truck load insurance and submit claims within minutes using an automated pricing tool located right within the DAT mobile app. With fast and reliable distribution and settlements, getting trucking insurance has never been easier.
“Claims like this typically take two to three months, but it only took two weeks with Loadsure.”
- John Coviello, President GMG Transwest Corp
"Loadsure is a no-brainer. I don't remember ever really having to sell it. It's just something that makes sense and the price is right. It’s another tool that makes me even better."
- Patrick O’Loughlin, COO, Regiment Logistics
Stay protected with flexible trucking insurance
Trucking insurance is a must-have for anyone transporting commercial freight. With our DAT partners, you can protect your loads with broad coverage and avoid overpaying with per-load pricing. Getting trucking insurance with DAT takes just minutes—Loadsure is available on the DAT One mobile app or DAT One. Get started today!