Commercial Truck Insurance Florida
Reliable commercial truck insurance for Florida truckers
Get the right insurance coverage with help from experts who understand what truck drivers and owners need.
Every carrier is different, and whether you’re driving in Florida or across the country, one thing’s for sure—you need the right insurance to keep your business protected. Commercial truck insurance helps safeguard you from unexpected risks like severe weather, theft, accidents, or vandalism. With the right coverage in place, you can focus on the road ahead without getting bogged down in paperwork.
That’s why we’ve partnered with Marquee Insurance Group. They know the trucking industry inside and out and are here to help you find the coverage that fits your business best.
- Work with experts who understand state-specific regulations
- Navigate insurance with ease, no matter how complex
- Enjoy hassle-free, streamlined service from start to finish
Work with experts who understand state-specific regulations
Don’t get lost in hundreds of pages of state and federal regulations. Speak to experts who know their stuff.
Each state has its own rules for commercial truck insurance, and Florida is no exception. Whether you’re new to trucking or just trying to keep up with changing regulations, it can be tricky to figure out what coverage you need, what’s recommended, and what’s just an optional extra. That’s where having the right support makes all the difference. Experts can help you understand the legal requirements while also making sure your business is fully protected.
There are plenty of insurance agencies out there, but Marquee Insurance Group stands out because they were built with truckers in mind. Their team has over 100 years of combined experience in transportation and risk management, so they’re ready to help you navigate both state and federal rules with confidence.
Navigate insurance with ease, no matter how complex
You don’t need to be an insurance expert to get the right coverage—that’s what the team at MIG is here for.
Figuring out what type of insurance you need can be confusing, especially if you’re new to the industry or your fleet and hauling practices have changed. Whether it’s liability insurance, cargo coverage, physical damage protection, bobtail insurance, workers’ comp, or something else entirely, it’s tough to know where to start.
MIG takes the time to understand how your business runs and connect you with policies tailored to your needs. With access to competitive rates and flexible coverage from top providers, MIG makes the whole process simple and stress-free.
Enjoy hassle-free, streamlined service from start to finish
When it comes to insurance, having quick and easy access to your documents can make all the difference.
Once you’ve found the right policy, you don’t want to jump through hoops to access it. When shippers and brokers are waiting on your certificates of insurance, delays are the last thing you need. MIG’s top-tier client portal is available 24/7, making it easy to view, manage, and download important documents whenever you need them.
And if you’re still shopping for coverage, MIG’s instant quote feature lets you quickly explore policies and pricing that fit your business. It’s all about keeping things simple.
Keeping your insurance costs under control starts with smart budgeting. It’s not just about planning for your premiums—you’ll also want to set aside funds for deductibles in case of an accident and have a little extra saved for unexpected expenses.
A good way to stay on top of things is to make insurance a regular part of your monthly budget. By setting aside small amounts consistently, you’ll be ready to handle both your routine payments and any surprise costs that come your way. With a little planning, managing big expenses becomes a whole lot easier.
To operate legally as a carrier or owner-operator, you need liability insurance since it is the minimum requirement to stay on the road. In many cases, you will also need cargo insurance and physical damage coverage to stay compliant.
If you transport hazardous materials, you will need higher coverage limits or additional types of insurance compared to hauling non-hazardous cargo. While some coverages may not be legally required, they can protect your business from unexpected risks and losses. It is always a good idea to make sure you have the right coverage for whatever the road brings.
Cargo insurance is designed specifically to cover losses to the goods you are transporting, in the event that they get damaged, lost, or stolen. Your policy will include information on how much is covered (i.e. the value of the goods), and the situations that are covered by your policy.
The right coverage depends on how your business operates. For most owner-operators, having liability, cargo, and physical damage insurance is the basic starting point to keep you covered out on the road.
If you’re hauling hazardous materials or driving in areas with higher crime, you might need some extra protection. Every trucking business is a little different, so it’s all about finding the coverage that fits your work and keeps you feeling confident behind the wheel.
Physical damage and liability insurance are both important if you’re in an accident, but they cover different things. Liability insurance handles damage you cause to someone else’s property or injuries to other people.
Physical damage insurance protects your truck and equipment, and it also covers situations like natural disasters, theft, or vandalism. Having both means you’re covered for damage to others and for anything that might happen to your own rig.
Keep your Florida trucking business moving with MIG!
Finding the right commercial truck insurance in Florida is key to keeping your business on the road and protected. Chat with MIG, the trusted commercial truck insurance partner of DAT, to get coverage that meets Florida’s requirements and fits your business needs. Get your quote today!